FirstDemandDirect™
Fast, Flat-Fee Commercial Debt Recovery. Keep 100% of What You Collect.
Waiting 180 to 360 days to address past-due receivables drastically cuts recovery rates. Yet many credit departments delay action because a 25% to 33% agency contingency fee wipes out profit margins—especially on balances under $5,000.
FirstDemandDirect™ bridges this gap. It places delinquent commercial accounts into an authoritative, 3-stage third-party demand sequence under our agency masthead at 60 or 90 days past due. You command immediate debtor urgency, avoid write-offs, and pay zero commissions.
Why Credit Managers Choose FirstDemandDirect™
100% Principal Retention: Debtors remit payments directly to you. You retain every dollar collected with zero commission deductions.
Third-Party Agency Clout: Notices are served under our established collection agency letterhead, immediately differentiating them from internal reminders and signaling formal escalation.
Flexible 3-Year Placement Bank: Pre-purchase your account credits and deploy them on demand as invoices hit 60 or 90 days past due, preventing bad-debt accumulation.
Direct Escalation Path: If a debtor remains non-responsive through the third notice, you can seamlessly escalate the claim into full-scale contingency collections or legal action without re-submitting documentation.
How the Program Works
Intake & Verification: Submit debtor details via our streamlined portal. We verify the entity and source the active corporate decision-maker.
The 3-Stage Demand Sequence:
Week 1: Notice of Formal Referral & Demand for Immediate Payment.
Week 3: Urgent Status Notice & Acceleration Warning.
Week 5: Final Pre-Escalation Demand before Contingency/Legal Referral.
Direct Settlement: Debtors pay you directly via your standard remittance channels.
Program Specifications & Enrollment
Package Cost: $470 for a Package of 10 Business Accounts ($47 per account). (Discounts on multiple Package purchases).
Account Type: Commercial (B2B) past-due balances under $5,000 generally qualify.
Validity: Valid for 36 months from the purchase date, backed by periodic placement reminder notices.
Terms: Commercial debtors only; non-refundable. View agreement.
(Have commercial collection claims over $5,000? Large balances qualify directly for our standard full-service contingency collection program.)
Call us at 1 800-462-2070 to discuss your accounts.